national bank act (1864) 원문

국립은행법(National Bank Act)의 1864년 원문은 다음과 같습니다:

"연방 채권의 담보로 국가 통화를 제공하고 그 유통과 상환을 위한 법률"[2][3]

이 법은 1864년 6월 3일에 제정되었으며, 주요 내용은 다음과 같습니다:

1. 국립은행 시스템 수립[1][4]
2. 연방정부가 발행한 은행 인가장 도입[4]
3. 국가 통화 발행 권한 부여[3]
4. 통화감독청(Office of the Comptroller of the Currency) 설립[1][4]

법률의 구체적인 조항들은 다음과 같은 내용을 포함하고 있습니다:

- 은행 설립에 필요한 최소 5명의 자연인 규정[3]
- 은행명에 "national"이라는 단어 포함 의무화[3]
- 은행의 자본금과 주식 수 명시 요구[3]
- 예금 수취, 어음 할인, 대출 등 은행업 수행 권한 부여[3]

이 법은 미국 은행 시스템의 근간을 형성하였고, 오늘날까지 그 영향력이 지속되고 있습니다[1][4].

Citations:
[1] https://en.wikipedia.org/wiki/National_Bank_Act
[2] https://www.law.cornell.edu/uscode/text/12/38
[3] https://www.govinfo.gov/content/pkg/USCODE-2011-title12/html/USCODE-2011-title12-chap2.htm
[4] https://www.proeducate.com/courses/Finance/NationalBankAct.pdf
[5] https://fraser.stlouisfed.org/files/docs/historical/congressional/192002sen_nbact.pdf
[6] https://fraser.stlouisfed.org/title/national-bank-act-1113
[7] https://ypfsresourcelibrary.blob.core.windows.net/fcic/YPFS/nationalbankingact.pdf
[8] https://world.moleg.go.kr/web/wli/lgslInfoReadPage.do?CTS_SEQ=2925&AST_SEQ=313